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Car Seat Safety

January 11, 2026 By Insurance Experts

Car crashes are a leading cause of death for children ages 1 to 13. That’s why it’s so important to choose and use the right car seat correctly every time your child is in the car. Click here to visit the National Highway Traffic Safey Administration site: Find the right seat; Install the seat correctly; Register the seat for recalls/updates; Location for a professional to check the seat; Other resources.

 

Filed Under: Prevention, Safety

Immunization Awareness Month

January 9, 2026 By Insurance Experts

Vaccinations get a lot of bad press. Yet approximately 40-50,000 adults in the United States die from vaccine-preventable infectious diseases (or their complications) each year.

Because influenza is so highly contagious, one sneeze can infect everyone in the immediate area. The American Lung Association promotes protective actions like:

  • Stay away from crowds and large indoor gatherings.
  • Wash your hands often.
  • If you are sick, stay away from others.
  • If others show symptoms, stay away from them!

Just don’t “sneeze” at the wisdom of getting vaccinated. Yes, the influenza virus changes constantly. Every year, scientists work together to identify the virus strains they believe will cause the most illness. As a result, a different vaccine gets created every year.

Some people, like older adults, very young children, pregnant women and those suffering from chronic medical conditions are more susceptible to flu. They need the most protection. And even people in robust health benefit from vaccinations.

Give yourself the best protection and get vaccinated as soon as it becomes available in the fall of each year.

Learn more at American Lung Association | 800.586.4872 | www.lung.org/flu Twitter: @LungAssociation

 

Filed Under: Prevention

MIB

January 5, 2026 By Insurance Experts

MIB Group, Inc (MIB) was formerly known as the Medical Information Bureau.  This is a NGO that gathers information and shares it with life and health insurance companies.

You need to request your MIB report once a year to ensure its accuracy. It’s free.

Go to MIB.com and follow the instructions. It will take 7-14 days to receive your report.

You will find in the report any medical information submitted when you applied for life or health insurance.

Why is this report important?  When you apply for new insurance, the firm requests your MIB and takes the past information into consideration with any new information on your application. The old info about previous diagnoses or illnesses could affect your new policy.

By reviewing your report each year, you can correct any errors. It’s a quasi government agency full of computers!  Do you think they might get the wrong info on a report?!  It’s up to you to make corrections.

Filed Under: Medical Costs

Hospital Indemnity Plans

January 4, 2026 By Insurance Experts

Your friends at Insurance Experts.team can answer your questions about a Hospital Indemnity Plan. Visit the website for phone numbers and to schedule a meeting. InsuranceExperts.team

Filed Under: Critical Care Supplemental

Eye Safety

December 27, 2025 By Insurance Experts

Be safe New Year’s Eve! Here are tips on opening champagne bottles safely.

Filed Under: Safety, Vision

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