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Karla Flores

Insurance RX

"I've Got You Covered From Diapers to Depends®!"

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Retirement

July 9, 2026 By Insurance RX

You don’t have to put off retirement due to health insurance costs. There are many affordable options for health insurance after corporate group insurance. Currently private health insurance plans consist of the Affordable Care Act Plans (most costly), Short Term Plans that offer coverage from 30 days to 12 months (soon to be 36 months) and Indemnity Permanent Plans with zero or low deductibles that provide unlimited hospitalization benefits. The advantage of private health insurance is that you can customize the plans to fit your needs and budget. Contact me with questions!

Filed Under: Affordable Care Act, Health Insurance, Medicare

Beach & Water Safety Tips

July 2, 2026 By Insurance RX

We want to share this important information from the US Lifesaving Assn about Beach and Water safety. Many of us are heading off for vacations! Be safe!

Filed Under: Safety

It’s Time To Celebrate A Safe 242-Year-Old Birthday!

June 28, 2026 By Insurance RX

We have a long tradition of celebrating our country’s birthday with firework displays…and for good reason. Fireworks dazzle us with color, sound and light. It’s a great time to savor our freedom.

It’s also a time to be careful.

With the 4th of July nearly here, we need to remember that fireworks are not toys. Improperly handled, they cause a lot of trauma. In fact, the most recent report from the U.S. Consumer Product Safety Commission states fireworks caused nearly 10,500 eye injuries – 1,300 of which were treated in emergency rooms.

You might think this is caused by handling the explosives, and that’s a factor. However, bystanders suffer nearly half of the injuries reported.

Avoid these problems by not letting young children play with fireworks of any type. If you do handle them, wear protective eyewear. Better yet, leave the lighting of fireworks to trained pyrotechnicians and give them lots of room.

For more about eye safety from fireworks and other causes, www.aao.org/eye-health is a comprehensive site for preventing any kind of eye injuries.

Filed Under: Prevention

Father’s Day

June 18, 2026 By Insurance RX

This is a fascinating slideshow of a father and son who posed for the same photo every year for 28 years! We wish all the fathers a happy day full of joy.

Filed Under: Uncategorized

What To Do When Your Head Hurts

June 15, 2026 By Insurance RX

To everyone except those who have headaches, the symptoms are invisible. It’s probably why we know so little about the pain they cause. Yet the problems are real. We need to know more about headaches and migraines so people don’t have to suffer in silence.

Causes vary from dietary triggers to drug reactions. Additional symptoms, such as loss of vision, uncontrolled vomiting and loss of consciousness, can accompany migraines and headaches and need to be addressed immediately.

Sometimes people don’t seek help because they assume nothing out of the ordinary is wrong. However, if your head hurts, talk to your doctor and find out how many new treatments are available. You may want to keep a headache diary to narrow down what triggers your pain. Learn biofeedback techniques to control functions like heart rate, blood pressure, muscle tension and skin temperature.

The National Migraine and Headache Foundation (NHF) designated June to raise awareness of this common malady. If you, or anyone you know has problems, go to www.headaches.org to learn how many options are available to ease the pain.

Filed Under: Illness

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News

  • Retirement
  • Beach & Water Safety Tips
  • It’s Time To Celebrate A Safe 242-Year-Old Birthday!
  • Father’s Day

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TPMO Disclaimer - "We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."