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Karla Flores

Insurance RX

"I've Got You Covered From Diapers to Depends®!"

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What Should You Do If Your Medication Isn’t Covered by Insurance?

October 1, 2026 By Insurance RX

What Should You Do If Your Medication Isn’t Covered by Insurance?

4 Tips and Tactics

Confused man with pill bottlesI wanted to share this well written article from GoodRX with advice about dealing with medication options when the medicine you want isn’t covered by your insurance plan. I encourage you to always look at the options, even cash pay, to better manage your drug costs.

Click here to read the full article from GoodRX!

Filed Under: Medical Costs, Medication

Medical Procedure Costs

September 29, 2026 By Insurance RX

Did you know that you can check to see what is the common or average cost for medical procedures? Visit Healthcare Bluebook or MD Save. Your InsuranceExperts.team member can guide you to better coverage and savings. 

 

Filed Under: Medical Costs

Open Enrollment Begins for 2026

September 29, 2026 By Insurance RX

Karla talks about the Open Enrollment process for 2026.

Filed Under: Affordable Care Act, Medicare, Open Enrollment

Do You Need Critical Care Coverage?

September 22, 2026 By Insurance RX

Now what? Linda, age 45 has been diagnosed with a critical illness.

Linda, a very successful realtor, was suddenly diagnosed with cancer. This was very unexpected as she had no family history of cancer. After surgery, she had to undergo chemotherapy for six months. During that time, she was unable to work.

Fortunately, Linda at age 40, had purchased a $100,000 Critical Illness policy that provided a lump sum benefit of $100,000 that she was able to use to cover lost wages and even for an experimental cancer treatment.

This type of policy will also cover a medically induced coma for certain conditions such as complications that accompany COVID-19.

Another type of critical illness is heart disease. Read more about preventing heart disease at any age here.

Even the best health insurance may leave you with deductible and out-of-pocket costs to meet. They are, regretfully, more common than we would like to think. Nobody can truly plan for a critical illness. However, you can prepare with reasonable actions for the unexpected. Call me today for a quote and details.

Filed Under: Critical Care Supplemental, Health Insurance

Feeling stressed? Eating certain foods can help.

September 15, 2026 By Insurance RX

When it comes to stress, we know to exercise, get adequate sleep, and meditate, but we can also change our diet to help us relax. Certain foods contain vitamins and nutrients that can make us calm, and eating these foods can help alleviate stress. Instead of opting for the comfort of junk food, which can actually make stress worse, it’s important to choose foods that have mood-boosting properties.
 
Read about 11 foods you can eat to help from Bustle.

Filed Under: Healthy eating

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News

  • What Should You Do If Your Medication Isn’t Covered by Insurance?
  • Medical Procedure Costs
  • Open Enrollment Begins for 2026
  • Do You Need Critical Care Coverage?

Talk to an Expert

Are you unhappy with your health insurance premium? Are your employers paid health insurance premiums too expensive? Are you self-employed and looking for affordable health insurance? Are you in a job transition and don’t where to go for health insurance? Are you working in a corporate job just for the health insurance benefits? If you answered “yes” to any of these, I can help you.

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