The Biden administration said this week it intends to challenge insurance companies to deliver better service to people enrolled in Medicare, including applying discounts on drugs covered by Part D more directly to their pharmacy costs.

The Centers for Medicare and Medicaid Services (CMS) on Thursday unveiled a 360-page proposed rule that seeks many changes in how insurers manage their federal contracts. This proposed rule, for example, also would require insurers to show that they have enough contracted medical professionals when they want to create new Medicare Advantage plans or to expand existing ones.

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Turning 65…not you? You may not be even close to 65, but I’m sure you know of a parent, grandparent, brother, sister, aunt, or uncle who is 65 or turning 65 in the very near future. Medicare Open Enrollment is October 15^th – December 7^th.

Medicare can be very complicated and frustrating with so many plan options to choose from. Keeping your current doctor and finding the right prescription drug coverage are two of the key determinants of which plan you may want. You can choose an HMO or PPO Medicare Advantage Plan that includes a Prescription Drug coverage with co-pays and no monthly premiums. You can choose a Medigap, also called a Medicare Supplement Plan, with a monthly premium that allows you to go to any medical provider that accepts Medicare.  And along with this challenge, Medicare-eligible individuals receive huge amounts of advertising from Medicare insurance carriers. Trying to decipher which plan is the best fit for their needs and budget can overwhelming.

The InsuranceExperts.team can help you with all of this. Put the marketing propaganda away and give us a call.  There is no charge for our services! We represent a variety of insurance carriers. When we find the best solution for you and/or your referrals, the Medicare insurance carriers compensate us.