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Get or change coverage outside of Open Enrollment

June 18, 2024 By Insurance Experts

Qualify for a Special Enrollment Period
You may qualify for a Special Enrollment Period due to a life event, like losing other coverage, getting married, having a baby, or based on estimated household income.
To get coverage, you need to apply. Create a Marketplace account (or log into your existing one) to start your application. Before you apply, you can preview plans and prices.
If you already have Marketplace coverage, learn how to report a change. Once you update your application, your Eligibility Results will tell you if you qualify for a Special Enrollment Period to switch plans.

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Filed Under: Health Insurance

How Much Does Cataract Surgery Cost?

June 11, 2024 By Insurance Experts

Cataracts commonly develop as people age, although they can also be caused by injury, diabetes, smoking, or previous eye surgery. If left untreated, cataracts can lead to blindness. Surgery, though, is a common and effective treatment that is usually covered by insurance. Cataract removal is usually an outpatient procedure.

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Filed Under: Health Insurance

How do you help patients who show up in the ER 100 times a year?

June 4, 2024 By Insurance Experts

For more than two years straight, Moore was sick, homeless and close-to-death drunk — on mouthwash, cologne, anything with alcohol, he says. He landed in the hospital 70 times between the fall of 2014 and the summer of 2017.

“I lived in the emergency room,” the 56-year-old remembers. “They knew my name.” Things got so bad, Moore would wait for the ER nurses to turn their backs so he could grab their hand sanitizer and drink it in the hospital bathroom.

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Filed Under: Prevention

What’s Behind Major Rise in Heart Failure Deaths?

May 28, 2024 By Insurance Experts

Americans are dying of heart failure today at a higher rate than they did in 1999, reversing years of progress in reducing the death rate. 

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Filed Under: Health Awareness, Heart Health

9 Things to Use Your Health Insurance For, Now That You’ve Met Your Deductible

May 21, 2024 By Insurance Experts

Most health insurance plans cover preventative care services — such as immunizations, mammograms, and colonoscopies — regardless of whether or not you’ve met your annual deductible. However, once you’ve paid your deductible, which depends on your specific plan, your insurance company will help you pay for additional medical services. You may only have to pay coinsurance or copays depending on your plan.

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Filed Under: Health Insurance

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