Marriage, a new baby, a new job, a move: these milestones bring excitement, but they also trigger something easy to overlook — a chance to re-evaluate your health insurance. Life events like these open up “special enrollment periods” meaning you’re not stuck waiting for open enrollment to make a change. And the coverage that made sense for you a year ago might not be your best option today.

The challenge is that the choices can feel overwhelming. Should you stay on COBRA after leaving a job? Go private? Join a spouse’s employer plan? Shop the Marketplace? Each option has different costs, coverage rules, and trade-offs, and the “right” answer depends entirely on your situation.

That’s where I come in. I help clients compare all these paths side by side — COBRA, private insurance, Marketplace plans — to find the coverage that actually fits their life and budget.

Best part? My consultation is completely free. It typically takes less time than you’d think, and it can save you hundreds of dollars in premiums, along with a lot of stress and worry. If you’ve had a life change recently, let’s talk.

Give me a call to schedule a coverage review or click here to see my calendar.