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Could You Repeat That?

March 15, 2026 By Insurance Experts

How often do you ask people to repeat what they just said? Or get asked to repeat something yourself? If you find yourself in either situation, the cause could be either the speaker or the listener.

The month of May is dedicated to promoting better hearing and speaking, both of which are affected by medical conditions. First, let’s look at speech.

Dysphonia, commonly called hoarseness or raspy throat, is a common complaint affecting nearly one-third of our population at some point in life. Causes range from history of tobacco use to patients who are professional voice users. A more serious cause is head and neck cancer.

The other side of the conversation is hearing. Throughout the world, otolaryngologists (surgeons who do head and neck surgery) are recognizing the importance of hearing loss prevention with early detection and intervention.

Conversations are tough when there’s a lot of background noise or you’re interrupted frequently. However, if you or whoever you’re talking to requires repetition under quiet circumstances, it’s time to see if medical intervention is needed.

We are social animals and conversations are one of the best ways to enjoy each other’s company.

For more information, visit www.entnet.org It’s the site for the American Academy of Otolarngology.

Filed Under: Illness

How A Good Night’s Sleep Fights Diabetes

March 11, 2026 By Insurance Experts

When it comes to diabetes, information tends to focus on diet and exercise. But did you know the quality of your sleep is just as crucial as what you eat and how much you move?

You see, sleep problems and diabetes often go hand in hand. Diabetes is known to cause sleep loss. Now there’s evidence that poor sleep increases your risk of developing diabetes. Here’s how it works…

Your body uses sleep time to restore and repair muscle and tissue. Glucose is the food and energy to accomplish this. In order to reach the cells, it needs insulin to “transport” it around your body. All this works best when your body is completely relaxed. However, lack of good sleep hinders insulin production and as a result, glucose levels build up. Eventually it gets to the point where it harms your eyes, kidneys, nerves or heart.

Good quality sleep allows your body to do its best work; therefore getting enough of it every day is one of your best defenses against diabetes.

Filed Under: Illness, Prevention

Smiling Babies

March 5, 2026 By Insurance Experts

Smiling Babies – The Best Medicine For All Of Us

When it comes to babies, nothing is more painful than to see them hurt. The good news is how much we can do to maximize their chances of living well… and it starts before they’re born.

Good prenatal care increases every baby’s chance to go full term and have a healthy weight at birth. The benefit to Moms is easier pregnancies.

New research shows how good prenatal care can go beyond birth and set the stage for better health as future adults. While not yet proven, there seems to be an association between malnutrition in uteri and an increased risk for obesity, heart disease, and diabetes in later years.

The March of Dimes supports programs that focus on pre and post natal care so both babies and mothers have the best chance to live happy and healthy lives. Regular doctor visits before and after birth means possible complications are identified and treated as soon as possible.

By supporting babies’ health, we minimize healthcare costs and increase our chances to see more babies smiling.

Learn how you can support the March of Dimes!

Filed Under: Illness, Prevention

What EXACTLY is Hepatitis?

February 23, 2026 By Insurance Experts

Ask around to see what people think hepatitis is and you’ll probably find out most of us don’t know. Overall, hepatitis is a disease characterized by inflammation of the liver, the largest solid organ and gland in our bodies. We need to keep our livers healthy because they perform over 500 essential tasks.

In general, livers “clean” out toxins while they help digest food and absorb essential nutrients. Understanding hepatitis in its numerous forms (A, B, C, D and E) is the best way to prevent contracting these potentially fatal diseases.

Estimates show that 30 million travelers a year visit destinations considered high-risk for hepatitis A and B. Both are vaccine-preventable.  Hepatitis C and D are usually spread through contact with infected blood. The E form is uncommon in the United States and rarely results in chronic hepatitis, but that doesn’t make it harmless.

World Hepatitis Day is a global effort to raise hepatitis awareness.  The Hepatitis Foundation site shows you how to prevent, diagnose and treat hepatitis as early as possible. Only through education can we control and eliminate hepatitis altogether.

Filed Under: Illness

Cost of Diabetes – Insurance, Insulin Prices and Complications

February 21, 2026 By Insurance Experts

Diabetes is an expensive disease. Americans diagnosed with diabetes have healthcare costs that are 2.3 times greater than those without the disease, according to a study released this year by the American Diabetes Association (ADA).[1]

Between hospital and doctor visits, prescription medications and supplies, the cost of treating diabetes in the United States is $327 billion annually, a figure that’s risen by 26% in the last five years.

If you’re at high risk for Type 1 or Type 2 diabetes, have been recently diagnosed, or have a loved one coping with the disease, here’s what you can expect in terms of its impact on your finances.

Getting the Diabetes Diagnosis

The term diabetes actually refers to several diseases caused by excess sugar in your bloodstream. Type 1 and Type 2 diabetes are chronic conditions that are diagnosed with one of these blood tests done in your doctor’s office[2]:

    • The simplest and quickest test, called the glycated hemoglobin (A1C) test, indicates average blood sugar for the last two to three months. This type of test is often used in free diabetes screenings at hospitals and pharmacies, too.
    • The fasting glucose test involves a fast for eight hours before your blood test is performed.
    • The oral glucose tolerance test involves several blood tests over about a three-hour period. During that time, you drink a liquid with glucose mixed in, and have your blood tested at regular intervals.
    • The zinc transporter 8 autoantibody (ZnT8Ab) blood test is used specifically to determine if you have Type 1 diabetes.

 

The Cost of Diabetes

The ADA’s recent study indicates that people diagnosed with diabetes spend an average of $16,752 per year on medical costs.[3] About half of that (57%) is related to treatment, including the cost of diabetes medication.

Insulin therapy is a common treatment for people with Type 1 and Type 2 diabetes, but insulin prices have skyrocketed in the last several years.[4] Diabetes Management’s digital edition reports that the cost of insulin has increased from $100 to $200 per month to $400 to $500 per month, depending on the brand.[5]

Diabetics with no insurance must pay those costs entirely out of pocket.

Getting Diabetes Medication Costs Under Control

If the cost of diabetes medication has become out of reach for you or a loved one, try bringing your medical expenses down with these strategies:

    • Check with your doctor about an alternative if you currently use one of the newer manufactured insulins. Human insulin is an older type of medication that can be less expensive.
    • If you take a diabetes medication other than insulin, ask your doctor about a generic alternative.
    • Explore any prescription drug programs at your pharmacy which offer reduced prices for a low monthly fee.
  • Compare your medication costs to one of these online drug discount programs and consider making the switch:
    • GoodRx.com
    • InsideRx.com
    • Partnership for Prescription Assistance
    • RxAssist.org

Filed Under: Illness, Medical Costs

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News

  • Drinking Enough Water?
  • Could You Repeat That?
  • D I M E Financial Calculation
  • How A Good Night’s Sleep Fights Diabetes

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