Qualify for a Special Enrollment Period
You may qualify for a Special Enrollment Period due to a life event, like losing other coverage, getting married, having a baby, or based on estimated household income.
To get coverage, you need to apply. Create a Marketplace account (or log into your existing one) to start your application. Before you apply, you can preview plans and prices.
If you already have Marketplace coverage, learn how to report a change. Once you update your application, your Eligibility Results will tell you if you qualify for a Special Enrollment Period to switch plans.
How Much Does Cataract Surgery Cost?
Cataracts commonly develop as people age, although they can also be caused by injury, diabetes, smoking, or previous eye surgery. If left untreated, cataracts can lead to blindness. Surgery, though, is a common and effective treatment that is usually covered by insurance. Cataract removal is usually an outpatient procedure.
9 Things to Use Your Health Insurance For, Now That You’ve Met Your Deductible
Most health insurance plans cover preventative care services — such as immunizations, mammograms, and colonoscopies — regardless of whether or not you’ve met your annual deductible. However, once you’ve paid your deductible, which depends on your specific plan, your insurance company will help you pay for additional medical services. You may only have to pay coinsurance or copays depending on your plan.
Using the ER for Non-Emergencies Is Expensive — Here Are Other Options
The average cost for an emergency room visit is $2,600 without insurance, according to UnitedHealthcare. Health System Tracker, a partnership between Peterson Center on Healthcare and Kaiser Family Foundation, recently came out with a report showing a slightly lower average of $2,453. You have other options!
12 Things That Are Free Under Medicare
We worry a lot about what Medicare beneficiaries must for pay out of pocket, such as monthly premiums, annual deductibles, and copays for doctor visits and prescription drugs. But what many enrollees may not realize is that there are services that won’t cost them a cent.
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