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“Dementia is a growing concern among many aging people in the U.S. — especially Alzheimer’s disease. And since treatment options for dementia are limited, prevention is key.
Dementia risk is tied to common things like diabetes, high blood pressure, and physical inactivity. But some common medications are associated with dementia risk, too. Here are four common drug classes linked to dementia, and what the research says about your risk.”
“Clinical preventive services (CPS) play an integral role in protecting and promoting individual health and the health of communities. Such services can help people recognize health problems early, when treatment often is most effective. CPS can also help prevent certain diseases altogether. However, despite the benefits, very few people in the United States receive all recommended preventive services and many access few. As public health professionals, we have a responsibility to not just deliver the message about the critical role that CPS play in supporting good health, but also work to expand CPS access in whatever ways we can.”
“One in five adults in the U.S. — about 53 million people — are caregivers who provide support for a relative or friend with an illness or disability. Many do so without financial compensation. The National Alliance for Caregiving and AARP published a lengthy report on unpaid family caregivers in the U.S. — Caregiving in the U.S.: 2020 Report — based on data collected in 2019. Family caregivers are defined as people who have assisted children with special needs or adults at some point in the last 12 months.”
There are 7 common reasons to ask the Social Security Administration to review your Medicare Part B premium.
Most people who enroll in Medicare Part B, which covers doctor visits, diagnostic tests and other outpatient services, pay a standard monthly premium, $174.70 in 2024. But if your household income is above a certain amount, you may have to pay more than the basic monthly fee. If the government says your monthly tab is going to be higher, there are ways to appeal that decision.
The added charge, known by the acronym IRMAA (income-related monthly adjustment amount) was included in the 2003 Medicare Modernization Act, designed to help financially stabilize the program. According to the Centers for Medicare & Medicaid Services (CMS), about 8 percent of Medicare beneficiaries are subject to these higher premiums.
“The idea is that people with higher levels of income should be paying more,” says Alex S. Seleznev, a wealth management specialist and certified financial planner.
CMS decides each year how much higher-income Medicare recipients will have to pay; the Social Security Administration (SSA) determines who must make those added payments.
The added charge is based on a beneficiary’s modified adjusted gross income (MAGI), which is your total adjusted gross income plus any tax-exempt interest that you report on your federal 1040 tax form. For example, individuals with annual incomes of $103,000 are subject to a higher premium in 2024, while the income threshold for joint filers is $206,000.
Here’s the tricky part: The SSA doesn’t use your most recent tax return to figure out whether you have to pay higher premiums. It looks back two years. That means the income on your 2022 tax return — filed in 2023 — will determine what you’ll have to pay in 2024.
Depending on your annual income, the amount you’ll have to pay above the standard Part B premium could range from $66.90 to $419.30 a month next year. The high-income charge also applies to Part D prescription drug coverage, and those extra charges could range from $12.90 to $81 a month, also based on your 2022 income. Part D plan premiums vary widely, depending on what plan you pick and where you live. These surcharges apply whether you are enrolled in original Medicare (Parts A and B) or a Medicare Advantage plan.
If the SSA decides you will have to pay a higher premium, the agency will send you a letter telling you how the surcharge was calculated, what to do if you believe the information used to calculate the premium adjustment is incorrect and what to do if your income has been reduced or you’ve had what the government calls a “life-changing event.”
