We often view insurance as a safety net for when things go wrong. But as your advisor, I believe the greatest value of your plan isn’t found in the claims you file, it’s in the illnesses you prevent.

The secret to maximizing your coverage is utilizing preventative care. Since the adoption of the Affordable Care Act, most private and ACA marketplace plans cover a suite of essential services at $0 out-of-pocket, such as blood pressure screenings, cholesterol tests and immunizations. These aren’t just “freebies.” They are early warning systems designed to catch issues before they become life-altering / expensive emergencies.

For my clients on Medicare plans, the Annual Wellness Visit is a golden opportunity. This visit focuses on creating a personalized prevention plan. It covers cognitive screenings and helps you stay ahead of age-related risks.  All with no deductible or coinsurance.

Whether it’s a colonoscopy that stops cancer before it starts or a simple flu shot, these benefits are the most powerful tools in your policy. Remember, my goal is to keep you healthy and protected.

“I’ve got you covered from diapers to Depends™” but I’d much rather see you in the doctor’s office for a “wellness” check than a “sickness” one.

If you aren’t clear on the preventative benefits offered by your plan, schedule a review with me! Click here to access my calendar!