Travel insurance provides financial protection and support when unexpected events disrupt a trip outside the US. It can cover medical emergencies, trip cancellations, delays, lost luggage and other unforeseen situations that may occur while traveling. This coverage is important because healthcare costs abroad can be extremely high. Many standard insurance plans offer limited or no coverage outside one’s home country. Travel insurance also helps travelers recover non-refundable expenses if plans change due to illness, weather or emergencies. By reducing financial risk and offering assistance services, it allows travelers to feel more secure, prepared and confident thus ensuring a safer and more enjoyable travel experience overall.